Helping Homeowners Get Cash in Hand

Looking for a Home Equity Loan?

Home Equity Loans Approved

Borrow up to 85% of Your Home 

Lending Circle is a leading source of Capital for Home Equity Loans. We have helped homeowners access as much as 85%-90% of their home equity.  Are you a homeowner in need of cash? Has your bank declined to give you more money? Lending Circle offers Direct Capital at the most competitive rates for home equity loans.

Our firm belief is all Canadians should be able to access their hard earned home equity regardless of income or credit standing. We understand each client’s situation is unique & should be reviewed on its own merit.  Our expertise is in hard to place deals in Ontario. Lending Circle has direct access to immense Private capital that helps homeowners get approved within hours.

Consolidate Debt with Home Equity 


What Is A Home Equity Loan?

Home Equity loans is a process of borrowing money using the equity in a house. Lending Circle helps Canadian Homeowners maximize their equity with home equity loans. Our expertise in home equity lending allows us to quickly determine the most competitive solutions for our clients. It can be financed by institutions and Private Lenders. Although, institutional products such as HELOC require qualifying based on income and credit. Products offered by Private lenders are instead qualified based on equity in the property without income or credit requirements.


Borrow From Lending Circle

We actively work with mortgage investors to provide the lowest cost for Home Equity Loans.  Many clients get stuck with home equity loans at the time of maturity. We plan ahead with our clients to ensure their goals are accomplished & appropriate refinancing is in place to pay off the home equity loan

  1. Minimal Broker Fees
  2. Free Property Report
  3. Tailored loan terms for Each Client
  4. 24 Hour Approvals
  5. Direct Funding
  6. Transparent Process

Why Take a Home Equity Loan?

Debt Consolidation

Home Equity loan is a key solution for Homeowners who are trapped in a debt cycle. The interest rates on home equity loans are much lower than an average credit card.

Catch-Up Funds

Unforeseen expenses? Home equity loan can be arranged in a short time period to help catch up on expenses. With a Single Monthly Payment, it makes catching up seamless and affordable.

Mortgage Arrears

Have you fallen behind on mortgage payments? Home equity loan is a fast way to get cash in hand to pay the mortgage arrears & keep first mortgage in good standing.

Home Renovation

Do you need the cash to renovate your house? Home Equity loan is an ideal way to get cash you need to finish home renovation & increase the home value.


Looking to purchase a cottage or a rental property? or invest in business? Home equity loan can provide fast capital so you don't miss any opportunities.

Tax Arrears

Need funds to pay CRA or property tax arrears? Home equity loan can provide the cash needed to pay any income or property taxes.

Benefits of a Home Equity Loan

  • Stop Collection Calls
  • Renovate Your Home
  • Invest In Your Business
  • Pay Off A Consumer Proposal
  • Pay Mortgage Arrears
  • Purchase Investments
  • Pay for wedding expenses
  • Pay for education
  • Cover medical expenses
  • Pay CRA tax arrears
  • Pay property tax arrears
  • Take a family vacation
  • Purchase a car
  • Get out of high-interest loans
  • Invest In RRSP or RESP
  • Pay off payday loans
  • Pay Off Judgments, Garnishments
  • Cover your expenses
Call us today to get started!

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