Lending Circle is accountable for all personal information in its possession or control, including any personal information transferred to third parties for processing. It has established policies and procedures to comply with the privacy of site visitors.
Identifying the Purpose of Collecting Personal Information
For every information collected, individuals are informed of the purpose for which personal information will be used before or when they consent to its collection.
If you submit a mortgage application, you are required to provide certain information necessary to deliver the selected services. Information can range from the name, address, etc and can be as extensive as personal and financial information.
Lending Circle will obtain consent before or when it collects, uses or discloses personal information about an individual. An individual can provide consent to the collection, use and disclosure of personal information about them expressly, implicitly, or through an authorized representative. An individual can withdraw consent at any time, with certain exceptions.
Limits for Collecting Personal Information
Any personal information collected with only be done for the identified purposes or as otherwise permitted by the law.
Disclosing and Keeping Personal Information
Personal information shall not be used or disclosed for purposes other than those for which it was collected, except with the consent of the individual or as required by law.
Personal information shall be retained only as long as necessary for the fulfillment of those purposes. All information provided to the Lending Circle, either on this website or through any other means of communication, is held to be confidential and may be released to other credit grantors as deemed necessary for the purpose of securing mortgage financing.
Keeping Personal Information Accurate
Lending Circle will keep the personal information in its possession or control accurate, complete, current and relevant, based on the most recent information available. Individuals may challenge the accuracy and completeness of personal information about them at any time and have it amended as appropriate.
Safeguarding Personal Information
Any personal information with us is safeguarded to the sensitivity of the information. Anything you provide will be kept in a file stored on our database(s) using encryption and password protection. We also have organizational processes in place to limit access to your personal information to selected groups of individuals.
Information about Policies and Procedures
Providing Access to Personal Information
When an individual requests it, Lending Circle will advise the individual what personal information it has in its possession or control about the individual, what it is being used for, and to whom it has been disclosed. In certain situations, however, it may not be able to give individuals access to all of their personal information.