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Lending Circle

A Proud Canadian Company

  • Our firm belief is that all Canadians deserve competitive mortgages regardless of income or credit standing. Income might fluctuate temporarily due to job changes, lay-offs, etc & unforeseen life events can jeopardize a great credit score. We work tirelessly to provide most competitive mortgages to Canadians.
  • Lending Circle is leading mortgage company for Home Equity Loans & 2nd Mortgages. We provide direct capital to homeowners for debt consolidation & other purposes. We also work with A & B lenders to help clients qualify with prime & subprime mortgages. Our expertise in alternative lending & access to immense Private & Institutional Capital allows us to provide the best mortgages financing.
  • As part of our growth strategy, we opened the doors to work directly with consumers to provide cost-effective mortgage solutions. We have extensive experience in working with mortgage brokers looking to source private capital for home equity loans & private mortgages.

Looking to Pay off Debt?


Type of Mortgages & Home Loans

Our Process is Simple

  • Apply Online

    Fill the Online Application

  • Review Loan Options

    Lending Circle will present you with multiple approvals. You pick one!

  • Loan Funded

    Sign the Broker & Legal documents to close & Get Your Cash

Why Thousands Of Canadians Trust Lending Circle?

1 Expertise

Our team of experienced mortgage brokers have a deep understanding of the Canadian mortgage market and can help you find the best product for your needs.

2 Simplicity

Our streamlined process makes it easy to apply and get approved for a mortgage in as little as five minutes. Plus, our secure online application means you can apply from the comfort of your own home.

3 Customized solutions

Lending Circle’s mortgage specialists work with each customer to create a customized mortgage solution that fits their needs and helps them achieve their financial goals. This includes strategizing for long-term success by outlining a blueprint to help customers qualify for lower-cost mortgage products in the future.

4 Clear communication

We pride ourselves on clear and transparent communication with our clients, ensuring that you always understand the status of your mortgage application and what the next steps are.

What Our Clients Say

Dave Ahronson
Dave Ahronson
We had the most incredible experience working with Parm and his team. We had a lot of questions as we were very unfamiliar with the process involved in getting a 2nd mortgage. He guided us through with very few issues and succeeded in ensuring our financial goal came to fruition. I highly recommend them!
Heather Harriman
Heather Harriman
Excellant service .Prompt and very professional
Jessica L
Jessica L
Had an excellent experience with Parm at the Lending Circle. He made a world of difference and an easy transitional process during a difficult time in trying to manage financial hardship, and I will definitely reach out to him again in the near future to renew my mortgage!!! Thanks again 😊
Harmandeep Singh
Harmandeep Singh
It was great dealing with Parm and Lending Circle team. Anyone looking for a 2nd mortgage should definitely speak to them. They were able to help me with a second mortgage based on equity without any income requirements. They have lowered my monthly payment by helping me consolidate credit card debt. I highly recommend them for home equity loans especially if your income is low due to job loss or high amount of debt.
Amanda C
Amanda C
We were hit with an unexpected financial rough patch during COVID. We weren’t exactly sure what to do, but knew our regular bank wasn’t wanting to help us. One quick email to the Lending Circle resulted in an immediate response with options available to us. We worked with Parm, who quickly set us on the right path and answered all questions immediately. We feel comfortable and confident working with him knowing that we are in capable hands moving forward. I definitely suggest contacting the Lending Circle for any financial requests- they are quick, reliable, thorough, and personable.
Manno Manno
Manno Manno
Hello Everyone, I was in a total bind looking to get a home equity loan against my property here in Alberta. I approached Parm at Lending Circle for some guidance. He gave me options, even after I had some letdowns from a couple of lenders including the banks. Parm continued working tirelessly to find me a lender tailored to my needs. I eventually signed up and the loan was approved and the rest is history. One thing that stood out for me was his willingness to work with me even when I was getting a little frustrated. He was ALWAYS available to chat about updates and would never shy away from questions. Parm and his team at Lending Circle are by far one of the best , if not the best I have ever worked with in a difficult financing situation.
Tracey McKenzie
Tracey McKenzie
This is my second time using them and they were wonderful just like the first time. I would recommend them to anyone . They ae friendly , professional, and will help you in everyway to achieve the goal of getting a loan. Love these guys. I trust them. And I'm a single mother, so if you need help, let them help you. You won't regret it.
Karie Hamilton
Karie Hamilton
Parm was incredibly efficient and competent. He listened carefully to my needs and requirements and delivered! As I was fed up with a previous lender giving me the run around and changing numbers at whim, Lending Circle was transparent and made it and easy choice to move forward. I appreciate all your work and communication during a stressful time. Thank you!
Victoria Vaitkus
Victoria Vaitkus
Parm from Lending Circle was great through the whole mortgage renewal process. Very responsive, insightful and able to answer all my questions. Overall a great customer experience. Thanks.

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